Alternate Content
Auto Homeowners Insurance Motorsports Insurance Business Insurance Life & Health Trucking/Cargo


Trucking/Cargo Insurance

Florida Long Haul Trucking Insurance

Whether you’re an owner operator or a large fleet trucking company, when you work with Black’s Insurance you can trust you’ll be getting the proper coverage you need at an affordable price. We take the time to understand your exact needs and we realize the challenges that truckers like you face when it comes to selecting the right insurance coverage. You might need a few of the following services depending on your hauls and other factors.

Commercial Truck Liability Insurance

Covers the damage that may be done to another party. If your tractor trailer happens to cause damage to a facility while backing to a loading dock, repair payment will be made from the insurance company to the shipment receiver. We provide the necessary liability limits to protect you while operating in interstate commerce, and to compensate individuals injured as the result of an accident involving your or your company’s truck. We offer both the Motor Carrier and Truckers Coverage!

Physical Damage Insurance

As you know, the road brings with it many potential dangers that can cause damage to your vehicle. Many events out of your control can damage your vehicle and really put the brakes on your trucking business. After an accident of any kind, it’s important to get your truck repaired quickly and getting you back on the road and back to business. We offer many deductible options and we’ll help you choose the best one for you based on your needs and your budget. And most importantly, we provide GAP coverage to cover the lesser of the financed value or the insured amount.

Combined deductibles for tractor, trailer and cargo damage

  • Free towing
  • Cargo Insurance

Owned and non-owned property

  • Non-collected freight charges
  • Loading and unloading
  • Mechanical breakdown or automatic temperature control unit failure
  • Limited coverage for unattached trailers

Get a Long Haul Trucking Insurance Quote from Sentinel Casualty Insurance

When dealing with commercial trucking insurance, it is important you work with experienced insurance professionals who understand your livelihood. Sentinel Casualty Insurance is ready to work with you to ensure you’re on the road with the exact coverage you need. We are proud to be YOUR independent insurance agent and we represent commercial truckers throughout the state of Florida. Please call us with any questions you may have OR for a FREE quote. Sentinel Casualty Insurance will also conduct a FREE policy review to make sure you’re getting exactly what you need to be covered on the open road.

Motor Truck Cargo Insurance

Motor Truck Cargo insurance (Cargo) provides insurance on the freight or commodity hauled by a For-hire trucker. It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load. If your load is accidentally dumped on a roadway or waterway (Removal Expenses coverage), our coverage pays for the cost to remove debris or extract pollutants caused by the debris. We’ll also pay for costs related to preventing further loss to damaged cargo (Sue and Labor Coverage), legal expenses in the defense or settlement of Claims’ and even freight charges the customer loses because of not delivering a load (Earned Freight Coverage).

Who needs motor truck cargo insurance?

A growing number of risk managers require truckers to insure their cargo. You can meet that requirement with Progressive’s Motor Truck Cargo Insurance. It pays when you are responsible for damage to or loss of the cargo due to fire, collision or even hitting or running over the cargo that you transport on behalf of a client.

Limits, deductibles, and other details

When you select Motor Truck Cargo insurance, you have to select a limit for your coverage. This limit determines the maximum amount your insurance company will pay for damaged or destroyed cargo. You also need to choose a deductible. A deductible is the amount you agree to pay out of pocket when you have a claim. Choosing a higher deductible is an easy way to lower the price of your insurance, but be sure you choose a deductible that you can afford to pay out of pocket at any time.

See what you could save

Get a quote online or call us at 1-877-408-9499 to see how much you could save on Motor Truck Cargo insurance from Progressive.

Exceptions and restrictions

Motor Truck Cargo insurance is only available for for-hire trucking risks on policies with one or more of the following body types: dump truck, tractor, most trailers, box trucks, cement mixers, cargo vans, dually pick-ups, flatbeds and car haulers. Motor Truck Cargo insurance is not available on garbage trucks, limos, hearses, buses, passenger vans or ice cream trucks. The following cargo types are also excluded from coverage (other exclusions may apply):

  • Art, jewelry, money, or paper
  • Contraband, pharmaceuticals, tobacco, alcohol
  • Live animals
  • Property while in custody of any other carrier
  • Property or goods owned by the insured
  • Property not under Bill of Lading
  • Storage greater than 72 hours
  • Shipping containers
  • Explosive or radioactive material

Sentinel Casualty Insurance
P. O. Box 551718
Davie, FL 33355
Tel: 877-408-9499 Fax: 877-408-9498
Solutions | Services | About Us | Contact Us Instagram